All Posts Tagged With: "companies"

Cash Winners Vs. Credit Card Losers!

I will never understand people who use a credit card for everything!

AS for me, and my thrifty shopping habits: I always limit my spending to what I have in my bank account at the time (plus, as an avid saver, I always have extra cash when emergencies arise). Alright, alright … I kinda’ understand the “psychology” behind the credit card use: most people don’t feel as much of the pain of spending when they use plastic as opposed to cash…but I can’t understand this kind of talk: “I have plastic so I think I can afford more than I really can”. That just doesn’t register in my brain for some reason!

So you had a big balance on your cards (wasn’t too bright, you know)? You wanted to pay it back, but you were trying to make ends meet as well, am I right? Then when you got your credit card bill and saw the minimum amount due, I bet that very low amount enticed you to just pay it, and the extra money went towards other things like food and rent, correct? Did you answer “Yes” to all of these questions? Well then, fast forward a few years, and I also bet that you’ve finally figured out that instead of your ancient purchases getting paid off, your freaking amount grew out of control … now, when you finally look at the interest you’ve paid out over the years, you realize that it was as much as the original items you bought! Sound about right? Sucks, huh? Continued

I Hate When Companies Start Getting Cheap!

Somewhere in the middle of the 1990’s (sorry, I can’t pinpoint the year, as I used to live a very hectic lifestyle. God, I miss those days!) I purchased an AB 30 vs travel alarm clock from Braun.

This little puppy woke me up, just like it was intended to do, like clockwork all over this world, and on all types of mornings — whether they were the rainy days that made me want to throw the covers over my head and ignore the outside world, or the sun-filled ones that made it very easy on my alarm clock to get me out of bed! I would have never gotten rid of this “Made in Germany” gem, but it just stopped working for me the other month, and as I found out later: this model is no longer produced — it was upgraded to a newer one with much more bells and whistles (not to mention double the price). Continued

Luxury Shouldn’t Cost Nearly That Much!

Is your last name Rockefeller or Gates? Yes? Well then, there’s no need for you to read any further … have a nice day!

Now, for those who answered no, let’s get down to some brass tacks: why are you buying luxury s@#t to impress everyone with? Think it’s going to make you some new friends … think the ladies even give a crap about it (God, I hope you answered no … for your sake)? Did cavemen walk around bragging about how they just bought an imported wheel, or designer animal furs? How about the Egyptians … didn’t they ALL wear Egyptian cotton? Yes they did! So why in the h@#l do we do it in this day and age? Why do we constantly buy into the hype, which the marketers force feed down our throats with their daily advertising bombardments? Continued

Forget Credit … Why Not Wait To Buy Something?

Got your eye on a new laptop, or a flashy, overpriced digital camera?

Now, at the same time are you low on funds, and seriously contemplating taking those damn credit card companies (who have been flooding your mailbox recently) up on their offer to secure a way too heavy APR line of credit out for it? Well, you better stop right there … before you do anything stupid (truth is: those cards and their companies suck, and they rip people off at the same time) and read the rest of this article. Ready? Ok, let’s move on … Continued

The Road To Invention Should Be Free!

Like millions of other people out there, I love gadgets in all shapes and sizes!

ben_franklin

Just looking around my desk, I’ll sprout off a few that I own: a coffee mug that is 100% leak-proof (you press a button to take a sip, then release it to seal it back up), a voice-controlled alarm clock from Germany, a pair of polarized sunglasses that allows me to see right through the water while I’m out fishing, and a famous maker’s multi-tool that has more features than I’ll ever use in a lifetime. I have to admit, I’m a sucker for a good design, so I thought I’d return the favor …

So, you have a hot new idea for something that hasn’t been created yet – one that people will come to know as a household name (ex. think about the ones you can’t live without around your home for a moment)? If you’re answering “yes” to this question, you’re not alone my friend. Each year, creatively smart people all around this globe are trying to develop and mold their ideas into future commercial success. So how are you going to turn your great idea into a multi-million dollar business amongst all that competition? Well, I sure hope you don’t get suckered in by the scam artist invention companies … Continued