Insurance

Do you know what pet sedatives are?

Well, my best friend Bailey found a whole bottle of them on Friday while we were both at work, and had to be taken in for emergency care! What a start to a great weekend, right? Wrong! First off, I’d do anything for him so I wasn’t too fazed when the vet said that he needed to run some test and possibly keep him overnight (I was guessing $300, and this guess didn’t sound too bad)! Secondly, all the regular vets in the area closed shop for the weekend, so I was left with no other options anyway. Now here comes the hardest part to swallow: third, our itemized estimate had a total of $1400 at the bottom of it! Man, I almost flipped my lid right there!

The vet helper (sorry, I don’t know her real title, and didn’t care to due to the fact that she had like no personality to speak of) said everything on that list was absolutely necessary, and I didn’t have pet insurance (it always sounded like a crock of bologna to me. I still believe this, by the way) so my hands were tied — I was forced to pay this huge bill, because of the love that I have for this big dingbat with fur. However, I didn’t do it quietly!

The next day I did a ton of research, and this is some of the stuff that I found out about vet clinics (a day late and a dollar short, if you ask me): Continued

Auto insurance companies are worse than hemorrhoids! Feel the same way? Then read on …

If you know how to play the game, you can actually save lots of money on your car insurance. How you ask? Well, by picking your coverage wisely, of course! It’s a well known fact that most states now require that you have at least general liability insurance to cover injuries and damage that your car has caused (while you were looking for a cell phone that you dropped on the passenger side floor, when drinking your very hot coffee). But beyond the bare bone necessities, there are a bunch of other additional types of coverage that you really do not need. You agree? Read on some more then …

One of the best ways to get a better price is to shop around (like everything else in life). Most people stay with the same insurance company their entire life (note: don’t be like these idiots. Sorry Mom. Oh yea … sorry Dad as well. I’m just trying to make a point here). This faithfulness to the disloyal will be a costly mistake unless your insurer gives you big customer, thank-you-for-your loyalty discounts. They don’t, you say? Well, you should start looking around if you want to lower your premiums (at least every once in a while).

Now to the brass tacks: consider the following to get some better rates from these overpriced monopolies: Continued

Everyone knows that car insurance is way too expensive!

However, it’s also one of the most essential parts of modern life. In most of our states, car insurance is mandatory, and if you don’t have it you won’t be able to register your car and you can also lose your license while you’re at it. Problem is, there are too many options when it comes to insurance, and those options vary from state to state! For example: Texas insurance is totally different than New York insurance, and Pennsylvania insurance vastly differs from Florida insurance (I think Florida’s the worst, but could be wrong). So how does one find the best deal when shopping for insurance? Don’t worry, I’m here to help!

Are you paying too much for your auto insurance? If you believe that you are, then the following suggestions may help you wash off some of the grief and frustration that usually comes with the territory (and you’ll be saving some cash while you’re doing it): Continued

As the unemployment rate continues to climb in the wake of the U.S. economic crisis, health coverage is becoming an even bigger issue for voters. But neither John McCain or Barack Obama has really staked out a health-care position that is resonating well with Americans.

Beyond a few overlapping ideas on preventive care and health-information technology, Sens. Barack Obama and John McCain have dramatically different views on how to fix the nation’s health-care system. Continued

Life insurance has not typically been a “top of the mind” experience for many people. Younger people especially don’t give it much attention or thought. But maybe they should.

If you have a family, and something happened to you, would your loved ones be provided for? It’s a depressing, but sobering, thought.

Like so many consumers, you might not understand the importance of life insurance. You might be thinking about why you should have life insurance premiums. Let’s face it. While you live, you surely have some more important expenses that need attention, and life insurance might become a secondary priority. What needs to be done is to simply look for inexpensive insurance. You do have plenty of choices. There are many life insurance companies available that you can research online, so undoubtedly there is one company that can provide you the life insurance that you need and within your current budget. Continued