By Pete on Aug 26, 2009 in Bad Spending Habits, Featured, bankruptcy | 1 comment
Sure, you’re on the National Do-Not-Call Registry … but low lives can’t take hints!

Did you know this: telemarketing boiler rooms use something called “predictive dialing” so as not to waste their pawn’s valuable (read: $2/hour pre-scam) time, while having to wait for you to pick up? Their computer automatically dials your number, assumes it’ll take you on average 2-3 rings to pick up, and then switches you over to the next available telemarketer if you do! Now, not once did I mention that they give a s@#t about that stupid Do-Not-Call registry, did I? That’s because most of them are too thick-headed to care about the laws of society. Plus, the authorities talk a much bigger game than they deliver … and these creeps know it (seriously … how many of these companies are really being shut down? The truth: not many!). Continued
By Pete on Feb 12, 2009 in Automotive & Gas, Cash Flow, bankruptcy | Post a comment
Gone are the days of cheap, reliable cars, I guess.
Man, I could remember the days when you could buy a half decent car, which wasn’t a piece of crap for under $10,000 bucks. Now, go out and try to do the same today with that amount of cash and what you’ll wind up with is either a crappy car from China or an American one made from all the scraps they had left over from the factory!
Why is this … why is there no decent car that is still affordable? Has everyone in America become numb from being forced into wasting more and more money on something that has the idea of transportation as its main goal? Do I need a $30,000, so-called sports coupe if all I’m going to do is travel back and forth from work in it? Should I waste that much money to show all my neighbors that I am just like them? Continued
By Geoff on Dec 17, 2008 in Credit & Debt, bankruptcy | Post a comment
Unfortunately in October of 2005, the courts enacted new bankruptcy laws that made filing bankruptcy for businesses more difficult. Nevertheless, it is still an option. Bankruptcy is a complicated topic. While this article will not review all of the details about bankruptcy filings, it does review some key points.
Three Types Of Bankruptcy For Business
The type of bankruptcy you file depends on your business entity. If you have a corporation, an LLC or a partnership, then you can file for either a Chapter 7 or Chapter 11 bankruptcy. However, if your business is a sole-proprietorship, then there is no separation between you and your business. You can file for Chapter 7, Chapter 11 or Chapter 13 bankruptcy. With all three types of bankruptcy, a court will appoint a trustee to your business. This individual oversees not only the bankruptcy process, but also all of your major business dealings to make sure everything goes smoothly and check for fraud. Continued